教主智慧62 裝修安全與保險 保險類型及關鍵要點梳理
裝修這件事,安全是首要前提,保險則是重要保障,同時還要嚴格遵守法律法規,把這些要點都記牢,才能順順利利完成裝修,開啟舒適生活🌟

🚨勞工保險是保障勞動者權益的基礎。當你和委派公司簽訂正式合約後,公司就有責任為你購買勞工保險,這樣一旦在工作期間遭遇意外,就能獲得相應賠付👍但現在行業裡常出現委派公司不履行保險購買義務的情況,這就導致工人一旦受傷,可能面臨無人承擔費用的困境,所以務必仔細確認保險落實情況,別讓保障成了空頭支票。

🚨工程全險的英文名稱是 “contractor all risks”,從字面就能看出它的保障範圍廣,幾乎涵蓋施工過程中的各類風險程式👏只要影響到工程進度和品質,都能通過工程全險獲得相應賠償,給裝修工程撐起一把牢固的 “保護傘”。

🚨第三者意外險主要針對裝修過程中涉及協力廠商的意外狀況。比如裝修時水管爆裂,水漏出去淹了鄰居家、損壞了電梯,這類賠償責任就由第三者保險承擔💸避免因高額賠償引發糾紛,讓裝修更省心。

🚨在辦理按揭買房時,銀行通常會要求購買樓宇保險,主要包括水險和火險,其中火險尤其關鍵🔥一旦房屋發生火災,火險能對房屋及相關損失進行賠付。而入住後,家居保險就派上用場了,它不僅能保障裝修費用,還能對家中財物,如現金、手錶等丟失或損壞的情況進行賠償,守護家居生活的方方面面。
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教主智慧62 裝修安全與保險 保險類型及關鍵要點梳理
 
       
  設計情報多面睇   專業管理文化 優質服務隊   HKMA 優質管理獎   逆境自強 2020
       
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  裝修爛尾局中局 判頭留下空頭支票苦主追訴無門 (轉載自 TVB 東張西望)   家居裝修小心中伏 (轉載自 TVB 東張西望)   裝修「爛尾」起糾紛 仲裁判決顯不公
(轉載自 有線新聞)
  爛尾裝修苦業主 (轉載自 TVB 東張西望)
       
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✨ The operation of Design Information Centre follows the strict standard of ISO, we have been upholding the management philosophy of unity❤, continuous improvement and pursuit of excellence👍, in order to provide service with high quality to our customers. ✨

✨ Design Information Centre, a subsidiary of Lai Group Holding Company Limited, was successfully listed on the HKEX Growth Enterprise Market (Stock Code: 8455) 📈 In times of economic downturn, clients should have chosen a good company carefully. As a decoration project involved a large amount of money, pick the company with strong capability can guarantee the client’s confidence.

💪。

✨Design Information Centre can offer interest-free installment choices of several banks🏦. It is because of our well-developed foundation and stable financial condition💪, we are able to obtain back-ups from different banks. Therefore we are able to offer 12-month, 24-month or 36-month interest-free installments to our customers.💰💰

✨All designers in DIC gained professional training and everyone have their own personal style and strength📝. However, they will not solely rely on their personal capabilities, but also follow the management culture by the company and all the strict monitor guidelines, management and review process. Also, they collaborated with every department included Audit Department, Engineering Supervision, Construction Team, and Furniture Production Team and examine work in different department to finish the project. Providing a perfect and integrated service to our clients by using the power of teamwork. 🖥

✨ In order to protect customers’ interests and avoid violating the Prevention of Bribery Ordinance💸, there are some friendly reminders: ❤

✔ Our company staff and suppliers are prohibited to receive cash or money transfer to any personal account🙅💵. Our company will not require customers to pay cash for any discount💵

✔ All the invoices of our company are monitored by our system💻, to ensure that there is no bypassing of the company.

✔ The company names stated on the invoices are 📜 ‘豪迅有限公司’ or ‘Globe Sense Ltd’ or ‘Design Information Centre’, to ensure that all invoices are issued by our company👨🏻💼.

✔ Payment only by cheque, credit card or bank transfer to the company account💁 (HSBC 116-488909-838/ Hang Seng Bank 249-182122-001/ Bank of China 012-688-0-008218-0). 💁

✔ Cheque payable to ‘豪迅有限公司’ or ‘Globe Sense limited’. Please summit crossed cheque and delete ‘holder or Bearer’, we are not responsible for any other payment methods and accounts. 🙅

✨ Clients should have checked if the payment method is the same as above when patronize decoration design engineering in DIC✔✔. Our company will not take the responsibility to provide the insurance cover (e.g. labour insurance and the warranty of every project), 3-year structural warranty of the residential project and 1-year structural warranty of the commercial project if the project did not follow the above payment request. Without the insurance cover and structural warranty, it will be hard to keep the engineering quality and also an incomplete project will appeared🤯, and client may carry unnecessary loss. 💸

✨ DIC’s management culture has been upholding ‘Honesty’, ‘Righteousness’ and ‘Unity’, these three words are short but with profound meanings.👨🏻🔧,We aim at bringing high quality, perfect and reliable services to our customers with our teamwork and strict management.😊💪🏻. If you find out the payment method is different from the above stated, or have any confusion of the design or project, you are welcomed to provide relative information to Design Information Centre ✉

☎ Report Hotline: 969 888 69 Kevin Chan, or email to [email protected]📧. We appreciate for your valuable opinions, thank you. 🙏🏻

✨We will follow up the information provided by you 👮‍♂, and give relative reward to you for your help 🙏according to the facticity of the provided information content✍ (for example, your flat’s address, the date, information of the designers, communicating records, phone number, receipts provided by the designers, etc.), all the information provided by you will be kept secret. ㊙